I'd retire, with all my family, to St. Winston Village. A large house near the river and within walking distance of Gloria's Chinese restaurant. Plenty of room for us and pets and visitors (human and otherwise). A lot of the other stuff you guys have mentioned: wine cellar, meadworks and winery...a still room for my work with the herbs, and a soapworks. Big gardens, small orchards, beehives, and staff to help me run everything. Happy, busy days, and long, relaxed evenings with family and friends...
On a realistic note, 10% has to go to charity, right off the top. That's ma'aser, tithes, and a Jewish obligation. After buying property and setting up trust funds for everyone, I'd invest most of everything else to let the money keep growing quietly while I figure out what else it should be doing. I also have several friends who have skills in healing and the arts, whom I would help set up in their own clinics and studios. It would be great to take some advanced classes in herbology, languages, and literature. Travel? I would very much like to spend several years in leisurely travel around the world, but even being very rich, I couldn't leave the family members who can't travel, and who depend on me. Sigh...even in one's fantasies, reality has to intrude...
Miriam